Certificates

Share

DREAM of Savings that Bloom

Good things come to those who wait. Certificates are like flowers that grow from a small seed until a special day. But it’s okay to peek if you want. You’ll watch the savings blossom.

3 to 60 Month Certificates

Certificates pay even higher dividends because you agree to let the funds remain in the account for a specified period of time. You can choose to stash your cash from as few as 3 months to as long as 60 months, plus a variety of terms in-between. Each certificate requires a minimum deposit of $500 (excluding our Learn-to-Earn and Build-a-Dream Savings Clubs). Dividends are earned and compounded monthly based on your average daily balance. 

Jumbo Certificate

For big savers we offer Jumbo Certificates available for initial deposits of $50,000 or more. The Jumbo rate is slightly higher than the current rate on each of our regular Certificate terms. You choose the maturity date: 3, 6, 12, 18, 24, 30, 36, 48 and 60 months. Dividends are earned and compounded monthly based on your average daily balance. 

Youth Certificate

Members 18 or under can watch their savings grow faster with just a $25 minimum deposit. Throughout the term of this 12-month Certificate these young members can make unlimited additional deposits. The Youth Certificate offers the same rate as the regular 12-month certificate with dividends earned and compounded monthly based on average daily balance. Early withdrawal penalties may apply. 

Click here to view our Certificate rates.